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Bengalcommere.com Safe Shopping Guarantee
The Bengalcommerce.com Safe Shopping Guarantee protects you while you
shop at Bengalcommerce.com, so that you never have to worry about credit card
safety. Period.
We guarantee that every transaction you make at Bengalcommerce.com will be 100% safe. This means you pay nothing if unauthorized charges are made to your card as a result of shopping at Bengalcommerce.com. See guarantee details below.
Why is Bengalcommerce.com so safe?
- Safety in Numbers: There have been many other people who have shopped at bengalcommerce.com without incurring credit card fraud. We receive orders every day and process each order carefully so that the customer's account confidentiality is maintained.
- Safe Technology: Our secure server software (SSL) is the industry
standard and among the best software available today for secure commerce
transactions. It encrypts all of your personal information, including
credit card number, name, and address, so that it cannot be read as the
information travels over the Internet.
- Card information not stored by us: This is perhoaps the greatest difference between the way we process credit cards versus the pay other companies handle your payment. Some sites will store your card numbers on their system, under the pretext that you don't have to type it again when you return for shopping. The fact is, you don't really shop every day, and the fact that they have your credit card information all the time is disconcerting because you have no idea who can read their credit card database. At bengalcommerce.com, we believe that we have no business in keeping your credit card information with us after the intended use and then purge it immediately from the system - there is no permamnent storage of your payment record on the system.
Still don't want to use your credit card on the Internet?
No problem. Just pay with your PERSONAL CHECK online (US customers only). Enter only your
check's account number, ABA routing code (look at FAQ for more info.) and the bank name. You don't even have to send in your original check - save on mailing efforts and stamps! Keep the check for your receipts.
Guarantee Details:
- Under the Fair Credit Billing Act, your bank cannot hold you liable
for more than $50.00 of fraudulent charges. If your bank does hold you
liable for any of this $50.00, Bengalcommerce.com will cover the entire
liability for you, up to the full $50.00. Bengalcommerce.com will cover
this liability only if the unauthorized use of your credit card resulted
through no fault of your own from purchases made at Bengalcommerce.com while
using the secure server.
- In the event of unauthorized use of your credit card, you must notify
your credit card provider in accordance with its reporting rules and
procedures.
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